The Pakistan Credit Rating Agency Limited

Home  | Contact Us  
About Us

In the financial world, risk dynamics are ever evolving. As corporations expand and explore complex funding options, their stakeholders require expert opinion of the credit risk inherent within. We are in the business of understanding, evaluating, defining and assigning an independent and professional opinion upon credit risk. Our heritage is defined by our core values - knowledge, leadership, integrity and interaction. We are driven by international best practices and the highest standards of conduct and ethics....Read More

Who we are

Pakistan Credit Rating Agency (PACRA) is Pakistan's premier credit rating agency. Established since 1994, PACRA, today, has a strong local and regional presence. PACRA's mission is to be accepted as the leading credit rating company in Pakistan and the Asian Region. The Company's vision is to create momentum for the development of the local and regional credit rating industry through inspiration, courage to change for the better and passion for the possibilities of the future....Read More


PACRA's journey is marked by several milestones. Each milestone puts greater responsibility on us to improve and beat ourselves the next time around. Thus, whereas, milestones are an indication of "missions accomplished". They are considered more of a powerful reminder of the heights "yet to be achieved", as the company grow....Read More


PACRA is owned by a group of professionals and Lahore Stock Exchange,a national stock exchange in Pakistan....Read More

Board of Directors

PACRA has a strong governance environment in place in the form of a proactive and professional board of directors....Read More

The Team

PACRA comprises a team of 40+ professionals. These are energetic and vibrant individuals highly inspired to work with integrity and expertise and deliver the best. The team is inhabited by the richness of diverse professional backgrounds, life experiences and education spheres. PACRA's Team includes:
I-The Management
II-The Analysts
III-The Administration
....Read More

Organizational Structure

PACRA's organizational structure with its ownership, governance and management scheme is highly conducive to objective and impartial functioning of the company. PACRA has complete independence from any direct / indirect control of the Government, any private sector business group or financial institution. The organizational structure has a clearly delineated hierarchy with well-defined functional groups and reporting lines ....Read More