The Pakistan Credit Rating Agency Limited

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Products & Services

PACRA offers a wide range of products and services under two business lines:
(i) Ratings
(ii) Ancillary (non-rating)

PACRA's products and services are offered to a wide range of entities / issuers, lenders, regulators and investors both in local and regional markets. All products and services are backed by PACRA's promise of best quality and integrity. ....Read More


Credit ratings is PACRA's primary business line. PACRA offers a comprehensive range of credit rating services - entity and instrument ratings, insurer financial strength ratings, capital; stability ratings etc. All these various types of ratings are classified under three broad varieties:
(i) Credit Ratings
(ii) Gradings
(iii) Rankings


PACRA, through its Analytics Division, offers a number of non-rating services where it leverages its analytical and financial expertise to convey information independent of its rating opinion. Analytics offers the following services:
(i) Third Party Trainings
(ii) Risk Solutions
(iii) Technical Collaborations

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Research provides anciliiary (non rating) products and services. Research include:
(i) Comprehensive research reports covering industrial and financial sectors, economy, regulatory developments and risk assessment of various industries
(ii) Customized and incisive research reports for informed decision making
(iii) Economic trend analysis through data consolidation and compilation
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